Legal
Terms of Service
Effective 1 January 2026
1. Acceptance of these terms
By using this website or submitting an application, you agree to these terms. If you do not agree, please do not use the site or submit information through it.
2. Our role as a broker
Fidelity Syndicate LLC is a business financing broker. We are not a lender. We do not make credit decisions, do not set rates or terms, and do not fund advances or loans directly.
Financing is provided by third-party funding partners. All terms, pricing, approvals and declines are determined solely by those partners under their own agreements with you.
3. No offer or guarantee of financing
Nothing on this site is an offer of financing or a commitment to arrange it. Figures produced by the qualification estimator are indicative illustrations generated from the inputs you provide, not offers or approvals.
Submitting an application does not guarantee that any partner will make an offer.
4. Your responsibilities
You confirm that the information and documents you provide are accurate and complete, and that you are authorised to apply on behalf of the business named in the application.
You agree not to submit information about a business you do not own or represent, and not to upload documents you do not have the right to share.
5. Authorisation to share your file
By submitting an application you authorise us to share the information and documents provided with our funding partners for the purpose of obtaining financing offers. You may withdraw this authorisation at any time by contacting us, though information already shared cannot be recalled from a partner.
6. Compensation
We are compensated by the funding partner when a transaction closes. We do not charge applicants a fee to apply or to review offers. [CLIENT TO CONFIRM] any circumstances in which a direct fee would apply.
7. No professional advice
Information on this site is general in nature and is not legal, tax, accounting or investment advice. Review any financing agreement carefully and seek independent advice before signing.
8. Third-party links and partners
We are not responsible for the content, products or practices of third-party websites or funding partners. Your relationship with a funding partner is governed by the agreement you sign with that partner.
9. Intellectual property
The site, its text, layout and marks are owned by Fidelity Syndicate LLC or its licensors and may not be copied or reproduced without permission.
10. Limitation of liability
To the fullest extent permitted by law, Fidelity Syndicate LLC is not liable for indirect, incidental or consequential losses arising from use of this site, from an application, or from any decision made by a funding partner.
11. Governing law
These terms are governed by the laws of the State of Florida, and any dispute will be heard in the state or federal courts located in Miami-Dade County. [CLIENT TO CONFIRM] whether arbitration is preferred.
12. Changes
We may revise these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.